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A contribution program to help fund start-up expenses, expansion, raw materials (for arts and crafts production) and short-term projects that create employment. The maximum in any 5 year period is $10,000 ($20,000 for businesses in level II communities).
The BDIC lends to viable businesses that are unable to obtain financing elsewhere.
If your business bids on contracts that require contract security or if your suppliers require security of payment, then the BDIC's Standby Letter of Credit Program may be a solution for you.
The BDIC can help your business obtain working capital financing (i.e. operating line of credit or overdraft from your bank) by guaranteeing the working capital arrangement with irrevocable Standby Letter of Credit.
The BDIC's subsidiary companies are northern companies of which the BDIC owns more than 50 percent. The BDIC may provide subsidies and capital investments to these companies in order to build a solid foundation for continued success. NWT communities benefit from the employment and revenue generated by BDIC subsidiaries. The other shareholders in BDIC subsidiaries enjoy better security and operational support.
Canada Business NWT offers small businesses with a number of free services including a business library, seminars, workstations, online services and information.
The BDIC invests in businesses in return for cumulative redeemable preferred shares carrying annual dividends. The amount of dividend reflects the premium for the investment risk. These investments are long term in nature.